United Bank
FDIC #58
📍 Atmore, Alabama
United Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/04/1904. With assets of $1.16 Billion, it operates 20 domestic branches.
Customer Reviews
5 ★
Based on 1 ratings
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★★★★★ Caroline E
November 03, 2022
Professional, friendly, knowledgeable and kind. Also, not time wasters. Innovative, flexible.
Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2023
Outstanding
June 1, 2020
Outstanding
May 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$1.16 Billion
Total Deposits$1.01 Billion
Equity Capital$108.71 Million
Net Income$16.66 Million
📈 Performance
ROA1.92%
ROE21.15%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/04/1904
FDIC Cert58
Holding CoUnited Bcorp Of Alabama Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2004
Merger / Acquisition
Acquired: Premier Community Bank Of Southwest Florida
1984
Merger / Acquisition
Acquired: United Bank Of Frisco City
1984
Name Change
Name became: Changed Institution Name To United Bank.