Belmont Bank & Trust Company is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in June 14, 2006.
With assets of $902.49 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Satisfactory
March 1, 2020
Satisfactory
March 1, 2017
Satisfactory
September 1, 2011
Satisfactory
January 5, 2009
Satisfactory
💰 Financial Strength
Total Assets$902.49 Million
Total Deposits$786.72 Million
Equity Capital$90.51 Million
Net Income$10.18 Million
📈 Performance
ROA1.55%
ROE15.27%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.