River Bank & Trust
FDIC #58255
📍 Prattville, Alabama
River Bank & Trust is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in April 3, 2006. With assets of $3.18 Billion, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2023
Satisfactory
December 1, 2020
Satisfactory
December 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$3.18 Billion
Total Deposits$2.78 Billion
Equity Capital$209.34 Million
Net Income$19.70 Million
📈 Performance
ROA0.87%
ROE13.48%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedApril 3, 2006
FDIC Cert58255
Holding CoRiver Financial Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2019
Merger / Acquisition
Acquired: Trinity Bank
2018
Merger / Acquisition
Acquired: Peoples Southern Bank
2016
Merger / Acquisition
Acquired: Keystone Bank