Unibank
FDIC #58407
📍 Lynnwood, Washington
Unibank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in November 1, 2006. With assets of $612.11 Million, it operates 4 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 31, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 31, 2023
Satisfactory
September 1, 2018
Outstanding
February 1, 2012
Satisfactory
💰 Financial Strength
Total Assets$612.11 Million
Total Deposits$522.23 Million
Equity Capital$77.96 Million
Net Income$7.49 Million
📈 Performance
ROA1.67%
ROE13.22%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedNovember 1, 2006
FDIC Cert58407
Holding CoU&i Financial Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed
📜 Institutional History
2017
Relocation
Moved HQ to: 19315 Highway 99, Lynnwood, WA 98036.