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Community Valley Bank

FDIC #58500 📍 El Centro, California

Community Valley Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in October 1, 2007. With assets of $295.48 Million, it operates 5 domestic branches.

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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2025
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

February 1, 2025
Outstanding
December 1, 2018
Outstanding
February 1, 2013
Satisfactory
March 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$295.48 Million
Total Deposits$258.00 Million
Equity Capital$34.66 Million
Net Income$2.87 Million
📈 Performance
ROA1.32%
ROE11.23%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address1443 W Main St
El Centro, California 92243
📋 Corporate Structure
EstablishedOctober 1, 2007
FDIC Cert58500
Holding CoCmuv Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed

📜 Institutional History

2015
Relocation
Moved HQ to: 1443 Main Street, El Centro, CA 92244.
2014
Relocation
Moved HQ to: 1443 Main Street, El Centro, CA 92243.
2009
Relocation
Moved HQ to: 203 South Imperial Avenue, El Centro, CA 92243.

📍 Branch Locations (5)

Borrego Springs Branch
571 Palm Canyon Dr
Borrego Springs, California 92004
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Brawley Branch
310 Main St
Brawley, California 92227
View Details →
Community Valley Bank
1443 W Main St
El Centro, California 92243
View Details →
Indio Branch
87-701 Highway 111
Indio, California 92201
View Details →
Julian Branch
2015 Main St
Julian, California 92036
View Details →