🏦 Where's My Bank

Touchstone Bank

FDIC #6139 📍 Mc Kenney, Virginia

Touchstone Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 01/01/1906. With assets of $660.23 Million, it operates 0 domestic branches.

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★☆☆☆☆ Sharon C
June 29, 2020

Worst bank I have ever dealt with. They charge overdraft fees on debit cards that they [-] not pay [-] amount of purchase if no funds are in your account but charge you a )35 overdraft fee anyway. Outrageous!!! Was with [-] bank of Mckenney for 15 years and was never charge [-] overdraft fee for a debit card. If no funds are available [-] money would not be paid and would be declined. This bank declines [-] attempted debit but also charges [-] overdraft fee Beowulf not recommended them to anyone.

Community Reinvestment Act (CRA) Rating
Latest Exam: November 15, 2021
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

November 15, 2021
Satisfactory
August 29, 2016
Outstanding
August 6, 2012
Satisfactory
July 30, 2007
Outstanding
July 15, 2002
Outstanding
July 14, 1997
Outstanding
January 16, 1996
Satisfactory
💰 Financial Strength
Total Assets$660.23 Million
Total Deposits$556.70 Million
Equity Capital$51.58 Million
Net Income$1.32 Million
📈 Performance
ROA0.27%
ROE3.36%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address20701 First Street
Mc Kenney, Virginia 23872
OnlineVisit Website
📋 Corporate Structure
Established01/01/1906
FDIC Cert6139
Holding CoTouchstone Bankshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeNovember 17, 2017
Foreign Offices0
SAIF InsuredNo
State CharteredYes

📜 Institutional History

9999
Name Change
Name became: Changed Institution Name To Touchstone Bank.
2017
Merger / Acquisition
Acquired: Citizens Community Bank
2017
Relocation
Moved HQ to: 20701 First Street, Mc Kenney, VA 23872.
2006
Relocation
Moved HQ to: Main Street, Mc Kenney, VA 23872.
1993
Relocation
Moved HQ to: 20701 First St, Mckenney, VA 23872.
1989
Name Change
Name became: Changed Institution Name To Bank Of Mckenney.
1989
Relocation
Moved HQ to: 20701 First St, Mckenney, VA 23872.