Peoples Bank
FDIC #6158
📍 Bellingham, Washington
Peoples Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/07/1921. With assets of $2.44 Billion, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2022
Satisfactory
May 1, 2019
Satisfactory
September 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$2.44 Billion
Total Deposits$2.14 Billion
Equity Capital$271.44 Million
Net Income$19.51 Million
📈 Performance
ROA1.05%
ROE9.81%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/07/1921
FDIC Cert6158
Holding CoPeoples Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 6:00 PM
Tuesday8:30 AM - 6:00 PM
Wednesday8:30 AM - 6:00 PM
Thursday8:30 AM - 6:00 PM
Friday8:30 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2015
Relocation
Moved HQ to: 3100 Woburn Street, Bellingham, WA 98226.
1995
Name Change
Name became: Changed Institution Name To Peoples Bank.
1974
Relocation
Moved HQ to: 418 Grover Street, Lynden, WA 98264.