Community National Bank
FDIC #6271
📍 Derby, Vermont
Community National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/15/1851. With assets of $1.08 Billion, it operates 12 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 2, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 2, 2024
Outstanding
September 28, 2020
Outstanding
May 1, 2017
Outstanding
💰 Financial Strength
Total Assets$1.08 Billion
Total Deposits$902.63 Million
Equity Capital$90.59 Million
Net Income$10.79 Million
📈 Performance
ROA1.37%
ROE15.90%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/15/1851
FDIC Cert6271
Holding CoCommunity Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeApril 5, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 4811 U.S. Route 5, Derby, VT 05855.
2016
Relocation
Moved HQ to: 4811 U.S. Route 5, Derby, VT 05829.
2008
Merger / Acquisition
Acquired: Lyndonbank
1981
Relocation
Moved HQ to: Route 5, Derby, VT 05829.
1980
Name Change
Name became: Changed Institution Name To Community National Bank.