The National Bank Of Middlebury
FDIC #6275
📍 Middlebury, Vermont
The National Bank Of Middlebury is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 11/09/1831. With assets of $554.17 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 23, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 23, 2021
Outstanding
July 9, 2018
Outstanding
June 29, 2015
Outstanding
💰 Financial Strength
Total Assets$554.17 Million
Total Deposits$479.17 Million
Equity Capital$22.86 Million
Net Income$1.75 Million
📈 Performance
ROA0.43%
ROE9.00%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/09/1831
FDIC Cert6275
Holding CoMiddlebury National Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2021
Relocation
Moved HQ to: 30 Main Street, Middlebury, VT 05753.
1991
Relocation
Moved HQ to: 30-32 Main Street, Middlebury, VT 05753.