The National Bank Of Middlebury is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 11/09/1831.
With assets of $554.17 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 23, 2021
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 23, 2021
Outstanding
July 9, 2018
Outstanding
June 29, 2015
Outstanding
July 16, 2012
Outstanding
January 10, 2006
Outstanding
June 15, 1999
Outstanding
February 13, 1996
Outstanding
June 30, 1993
Satisfactory
💰 Financial Strength
Total Assets$554.17 Million
Total Deposits$479.17 Million
Equity Capital$22.86 Million
Net Income$1.75 Million
📈 Performance
ROA0.43%
ROE9.00%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.