The First National Bank Of Orwell is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1863.
With assets of $81.11 Million, it operates 2 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 7, 2022
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 7, 2022
Outstanding
January 11, 2016
Outstanding
April 20, 2009
Satisfactory
December 1, 2003
Outstanding
July 6, 1998
Satisfactory
May 31, 1995
Satisfactory
June 30, 1993
Satisfactory
💰 Financial Strength
Total Assets$81.11 Million
Total Deposits$71.48 Million
Equity Capital$9.38 Million
Net Income$1.15 Million
📈 Performance
ROA1.84%
ROE17.01%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.