The First National Bank Of Orwell
FDIC #6280
📍 Orwell, Vermont
The First National Bank Of Orwell is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1863. With assets of $81.11 Million, it operates 2 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 7, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 7, 2022
Outstanding
January 11, 2016
Outstanding
April 20, 2009
Satisfactory
💰 Financial Strength
Total Assets$81.11 Million
Total Deposits$71.48 Million
Equity Capital$9.38 Million
Net Income$1.15 Million
📈 Performance
ROA1.84%
ROE17.01%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1863
FDIC Cert6280
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 4:00 PM
Friday8:30 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2015
Relocation
Moved HQ to: 441 Main Street, Orwell, VT 05760.
1994
Relocation
Moved HQ to: Main Street, Orwell, VT 05760.