Journey Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 02/01/1926.
With assets of $954.01 Million, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: April 1, 2023
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 1, 2023
Outstanding
January 1, 2020
Outstanding
January 1, 2017
Satisfactory
November 1, 2013
Satisfactory
August 2, 2010
Satisfactory
February 1, 2005
Satisfactory
December 1, 1999
Satisfactory
February 1, 1997
Satisfactory
November 1, 1994
Satisfactory
July 1, 1993
Satisfactory
March 1, 1991
Satisfactory
๐ฐ Financial Strength
Total Assets$954.01 Million
Total Deposits$641.58 Million
Equity Capital$83.64 Million
Net Income$4.82 Million
๐ Performance
ROA0.68%
ROE7.60%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.