Acnb Bank
FDIC #7506
📍 Gettysburg, Pennsylvania
Acnb Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 04/11/1857. With assets of $2.37 Billion, it operates 33 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2022
Satisfactory
June 1, 2019
Satisfactory
July 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$2.37 Billion
Total Deposits$1.97 Billion
Equity Capital$237.08 Million
Net Income$27.55 Million
📈 Performance
ROA1.53%
ROE15.69%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established04/11/1857
FDIC Cert7506
Holding CoAcnb Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2020
Merger / Acquisition
Acquired: Frederick County Bank
2017
Merger / Acquisition
Acquired: New Windsor State Bank
2011
Name Change
Name became: Changed Institution Name To Acnb Bank.
2001
Relocation
Moved HQ to: 16 Lincoln Square, Gettysburg, PA 17325.
2000
Merger / Acquisition
Acquired: The Farmers National Bank Of Newville