First Citizens Community Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 06/11/1932.
With assets of $2.95 Billion, it operates 44 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: March 28, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
March 28, 2022
Satisfactory
July 8, 2019
Satisfactory
October 24, 2016
Satisfactory
June 24, 2013
Satisfactory
๐ฐ Financial Strength
Total Assets$2.95 Billion
Total Deposits$2.34 Billion
Equity Capital$299.22 Million
Net Income$12.73 Million
๐ Performance
ROA0.65%
ROE6.80%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.