First Community Bank Of Mercersburg
FDIC #7609
📍 Mercersburg, Pennsylvania
First Community Bank Of Mercersburg is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1909. With assets of $184.16 Million, it operates 0 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2016
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$184.16 Million
Total Deposits$160.95 Million
Equity Capital$20.90 Million
Net Income$333,000
📈 Performance
ROA0.24%
ROE2.14%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address12 South Main Street
Mercersburg, Pennsylvania 17236
Mercersburg, Pennsylvania 17236
📋 Corporate Structure
Established01/01/1909
FDIC Cert7609
Holding CoMercersburg Financial Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeOctober 3, 2018
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2018
Name Change
Name became: Changed Institution Name To First Community Bank Of Mercersburg.