First American Bank And Trust is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 12/03/1910.
With assets of $1.40 Billion, it operates 25 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2024
Satisfactory
October 1, 2021
Satisfactory
September 1, 2018
Satisfactory
August 1, 2015
Satisfactory
May 1, 2012
Satisfactory
February 1, 2009
Satisfactory
January 1, 2006
Satisfactory
June 1, 2002
Satisfactory
July 1, 1999
Satisfactory
September 1, 1997
Satisfactory
January 1, 1996
Satisfactory
January 1, 1994
Satisfactory
May 27, 1990
Satisfactory
๐ฐ Financial Strength
Total Assets$1.40 Billion
Total Deposits$1.18 Billion
Equity Capital$108.79 Million
Net Income$9.11 Million
๐ Performance
ROA0.85%
ROE10.60%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.