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Farmers And Merchants Trust Company Of Chambersburg

FDIC #8405 📍 Chambersburg, Pennsylvania

Farmers And Merchants Trust Company Of Chambersburg is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/10/1906. With assets of $1.83 Billion, it operates 25 domestic branches.

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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

May 1, 2024
Satisfactory
March 1, 2021
Satisfactory
August 1, 2018
Satisfactory
May 1, 2015
Satisfactory
June 1, 2013
Satisfactory
October 1, 2009
Satisfactory
May 1, 2006
Satisfactory
May 5, 2003
Satisfactory
October 1, 2000
Satisfactory
July 1, 1998
Outstanding
December 1, 1995
Outstanding
November 1, 1993
Satisfactory
September 5, 1990
Satisfactory
💰 Financial Strength
Total Assets$1.83 Billion
Total Deposits$1.58 Billion
Equity Capital$122.50 Million
Net Income$11.60 Million
📈 Performance
ROA0.89%
ROE12.43%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address20 S Main St
Chambersburg, Pennsylvania 17201
OnlineVisit Website
📋 Corporate Structure
Established01/10/1906
FDIC Cert8405
Holding CoFranklin Finl Services Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJanuary 23, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 3:00 PM
Tuesday8:30 AM - 3:00 PM
Wednesday8:30 AM - 1:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed

📜 Institutional History

2009
Merger / Acquisition
Acquired: Community Trust Company
2006
Merger / Acquisition
Acquired: The Fulton County National Bank And Trust Company
1995
Merger / Acquisition
Acquired: The Mont Alto State Bank

📍 Branch Locations (25)

Hagerstown Branch Office
83 W Washington Street
Hagerstown, Maryland 21740
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Boiling Springs Branch
3 E 1st St
Boiling Springs, Pennsylvania 17007
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Community Trust Company Branch
3907 Market St
Camp Hill, Pennsylvania 17011
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Ritner Highway Branch
1901 Ritner Hwy
Carlisle, Pennsylvania 17013
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East High Street Carlisle Branch
800 E High St
Carlisle, Pennsylvania 17013
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Carlisle Crossings Branch
Carlisle Crossing Branch
Carlisle, Pennsylvania 17013
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Chambers Pointe Branch
1625 Philadelphia Ave
Chambersburg, Pennsylvania 17201
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Lincoln Way East Branch
1712 Lincoln Way E
Chambersburg, Pennsylvania 17202
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Farmers And Merchants Trust Company Of Chambersbur
20 S Main St
Chambersburg, Pennsylvania 17201
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Brookview Branch
2075 Scotland Ave
Chambersburg, Pennsylvania 17201
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Philadelphia Avenue Branch
2405 Philadelphia Avenue Extended
Chambersburg, Pennsylvania 17201
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Orchard Park Branch
841 Wayne Ave
Chambersburg, Pennsylvania 17201
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