St. Landry Bank And Trust Company
FDIC #8534
📍 Opelousas, Louisiana
St. Landry Bank And Trust Company is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1931. With assets of $278.89 Million, it operates 8 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2021
Satisfactory
October 1, 2018
Satisfactory
February 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$278.89 Million
Total Deposits$259.82 Million
Equity Capital$8.43 Million
Net Income$948,000
📈 Performance
ROA0.44%
ROE20.42%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1931
FDIC Cert8534
Holding CoSt Landry Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2022
Relocation
Moved HQ to: 132 E Landry St, Opelousas, LA 70570.
1990
Relocation
Moved HQ to: 171 East Landry Street, Opelousas, LA 70570.
1970
Name Change
Name became: Changed Institution Name To St. Landry Bank And Trust Company.