First Trust And Savings Bank
FDIC #8752
📍 Wheatland, Iowa
First Trust And Savings Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1905. With assets of $244.62 Million, it operates 8 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2021
Satisfactory
November 1, 2015
Satisfactory
April 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$244.62 Million
Total Deposits$197.79 Million
Equity Capital$24.68 Million
Net Income$2.03 Million
📈 Performance
ROA1.13%
ROE11.14%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1905
FDIC Cert8752
Holding CoWheatland Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 4:00 PM
Friday8:30 AM - 4:00 PM
Saturday8:30 AM - 4:00 PM
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 123 S. Main St., Wheatland, IA 52777.
1994
Relocation
Moved HQ to: Main Street, Wheatland, IA 52777.
1989
Name Change
Name became: Changed Institution Name To First Trust And Savings Bank.
1989
Relocation
Moved HQ to: Main Street, Wheatland, IA 52777.