The Bank Of Lafayette, Georgia
FDIC #9245
📍 La Fayette, Georgia
The Bank Of Lafayette, Georgia is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 07/18/1899. With assets of $364.11 Million, it operates 3 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2024
Satisfactory
July 1, 2021
Satisfactory
August 1, 2015
Satisfactory
💰 Financial Strength
Total Assets$364.11 Million
Total Deposits$338.42 Million
Equity Capital$-1,857,000
Net Income$3.89 Million
📈 Performance
ROA1.36%
ROE776.99%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/18/1899
FDIC Cert9245
Holding CoLafayette Bankshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 12:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 101 W Patton St, La Fayette, GA 30728.
2020
Relocation
Moved HQ to: 101 West Patton Street, La Fayette, GA 30728.