Washington State Bank
FDIC #9326
📍 Washington, Louisiana
Washington State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 04/10/1893. With assets of $293.49 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 1, 2020
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 1, 2020
Satisfactory
February 1, 2015
Satisfactory
April 1, 2009
Satisfactory
💰 Financial Strength
Total Assets$293.49 Million
Total Deposits$252.61 Million
Equity Capital$27.29 Million
Net Income$5.62 Million
📈 Performance
ROA2.54%
ROE29.83%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established04/10/1893
FDIC Cert9326
Holding CoWashington St Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeDecember 15, 2021
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 6:00 PM
Tuesday8:00 AM - 6:00 PM
Wednesday8:00 AM - 6:00 PM
Thursday8:00 AM - 6:00 PM
Friday8:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
1995
Merger / Acquisition
Acquired: Southland Federal Savings Bank
1994
Relocation
Moved HQ to: 103 North Main Street, Washington, LA 70589.