Bank Of Commerce
FDIC #9359
📍 Greenwood, Mississippi
Bank Of Commerce is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 08/04/1904. With assets of $822.00 Million, it operates 10 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2024
Satisfactory
December 1, 2021
Satisfactory
September 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$822.00 Million
Total Deposits$743.10 Million
Equity Capital$71.20 Million
Net Income$8.38 Million
📈 Performance
ROA1.38%
ROE15.36%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established08/04/1904
FDIC Cert9359
Holding CoCommerce Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJanuary 4, 2024
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 3:00 PM
Tuesday9:00 AM - 3:00 PM
Wednesday9:00 AM - 3:00 PM
Thursday9:00 AM - 3:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2019
Merger / Acquisition
Acquired: Peoples Bank & Trust Company
2018
Merger / Acquisition
Acquired: Tallahatchie County Bank