Jefferson Security Bank
FDIC #9997
📍 Shepherdstown, West Virginia
Jefferson Security Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 05/19/1869. With assets of $498.45 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 1, 2024
Satisfactory
June 1, 2021
Satisfactory
January 1, 2019
Satisfactory
💰 Financial Strength
Total Assets$498.45 Million
Total Deposits$441.14 Million
Equity Capital$22.90 Million
Net Income$2.33 Million
📈 Performance
ROA0.65%
ROE13.38%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address105 E Washington St
Shepherdstown, West Virginia 25443
Shepherdstown, West Virginia 25443
OnlineVisit Website
📋 Corporate Structure
Established05/19/1869
FDIC Cert9997
Holding CoJsb Financial Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJanuary 10, 2024
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 4:00 PM
Tuesday8:00 AM - 4:00 PM
Wednesday8:00 AM - 4:00 PM
Thursday8:00 AM - 4:00 PM
Friday8:00 AM - 6:00 PM
Saturday8:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 105 E Washington Street, Shepherdstown, WV 25443.
1994
Relocation
Moved HQ to: Washington And Princess Streets, Shepherdstown, WV 25443.